Focus on the fun - not the coverage.
Youth camp insurance
Need s’more peace of mind? pomi’s got you covered
Camp operators have so much to worry about. Proper group accident insurance coverage shouldn’t be one of them. That’s why we make it simple to create customized insurance solutions to help cover costs in the event of an accident.
COVERAGE FEATURES
Accident Medical Expense • Accident Dental Expense • Accidental Death + Dismemberment • Paralysis • Catastrophic Cash
WHAT'S COVERED
- Injuries from falls
- Animal bites + stings
- Broken bones
- Burns
- Sprains + Fractures
WHO'S COVERED
- Day Campers
- Overnight Campers
- Summer Campers
- Volunteers
- Participants
WHAT'S INCLUDED
- Hospital Stays
- Emergency Room Visits
- Diagnostics, Tests + Labs
- Crutches, Casts + Braces
WHERE COVERED
- Primary camp location
- Field trips
- Swimming pools
- Nature trails + parks
- Travel to + from
BUSINESS OWNER IN NEED OF A BROKER?
WE CAN HELP GET YOU COVERED QUICKLY
Keep calm and camp on with pomi
Camp life is full of accidents waiting to happen, but don’t let that overshadow the great experience. Toast those marshmallows with confidence knowing pomi has it covered.
#1
Falls are the leading cause of non-fatal injuries for children
#2
leading cause of death at camps is drowning
Over300
kids under 14 are treated for burns each year in the ER
#3
most common injury to children involves insect and animal bites
Let's talk numbers. Real claims, real savings.
If your organization only has a general liability policy, you may not be as covered as you think. Here’s a real claim from one of our insureds to help explain why A&H coverage is so valuable. It’s a winning combination.
The Situation
Hiking Mishap
During a hike at camp, Max tried to climb a tree and took a pretty big fall. He ended up spraining his arm, and between the X rays and doctor visits, cost was well over $7,000. His parents’ primary health insurance covered a portion of that, but the balance owed was still $3,300.
WITHOUT POMI
Without A&H, your organization could be on the hook for that $3,300 plus legal fees.
That’s the cost of a lifetime supply of marshmallows! And chances are, your general liability coverage could increase too, costing even more money.
WITH POMI
Potential
pomi Benefits
over
$3K
With pomi’s A&H coverage, the full amount was covered - all for a fraction of those hefty medical bills.
And since the policy not only covered Max but the entire camp, other potential accidents would be covered too. That’s a lot of happy campers!
The claims scenarios in this material are provided to illustrate possible exposures faced by your clients. The facts of any situation which may actually arise, and the terms, conditions, exclusions, and limitations in any policy in effect at that time, are unique. Thus, no representation is made that any specific insurance coverage applies to the above claims scenarios. The above client names were changed for privacy purposes.
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