Covering the kiddos is easy as 1,2,3.

Childcare Hero
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CHILDCARE

Earn a gold star with pomi

Comprehensive group accident and health insurance for less?  That’s child’s play with a little help from pomi.

 

BUSINESS OR GROUP IN NEED OF A BROKER?

WE CAN HELP GET YOU COVERED QUICKLY

COVERAGE FEATURES

Accident Medical Expense  •  Accident Dental Expense  •  Accidental Death + Dismemberment  •  Paralysis  •  Catastrophic Cash 

WHAT'S COVERED

  • Slips, trips, falls
  • Cuts and contusions
  • Burns
  • Accidental Poisoning

WHO'S COVERED

  • Children
  • Chaperones
  • Volunteers
  • Participants

WHAT'S INCLUDED

  • Hospital stays
  • Emergency Room Visits
  • Diagnostics, Tests + Labs
  • Crutches, Casts + Braces

WHERE COVERED

  • Home daycares
  • Commercial daycares
  • Travel to + from
  • Playgrounds

Playtime's fun. Playing around with insurance isn't.

Face it.  Those adorable kids can cause plenty of mischief. Best rest assured with pomi’s accident & health insurance and sleep like a baby. 

13K

playground equipment injuries occur yearly

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Almost 100K

injuries occur every year from nursery equipment

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Over 200K

kids are injured at child care centers annually

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20K

children are treated for brain injuries annually

Let's talk numbers. Real claims, real savings.

If your organization only has a general liability policy, you may not be as covered as you think. Here’s a real claim from one of our insureds to help explain why A&H coverage is so valuable. It’s a winning combination.

The Situation

daycare nightmare

Katie is a typical clumsy toddler who fell and injured her face at daycare. Seven medical bills totaled almost $5000. After her parents’ primary health insurance, the out of pocket costs were still over $2000.

Claim Childcare

WITHOUT POMI

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Without pomi’s A&H coverage, you could be on the hook for that $2000 plus legal fees!

Imagine how many coloring supplies you could buy with that amount! And chances are, your general liability coverage could increase too, costing you even more money.

WITH POMI

Potential
POMI Benefits

OVER

$2K

Pomi Image

With A&H coverage, the full amount was covered – all for a fraction of that $2000.

And, since the policy not only covered Katie but all the children at the daycare, other potential accidents would be covered too. Kid crisis averted!

The claims scenarios in this material are provided to illustrate possible exposures faced by your clients.  The facts of any situation which may actually arise, and the terms, conditions, exclusions, and limitations in any policy in effect at that time, are unique.  Thus, no representation is made that any specific insurance coverage applies to the above claims scenarios. The above client names were changed for privacy purposes.

Check out our blog for more! Resources, guides & real life stories.

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