Keep the kicks coming. The right coverage can help.
Extra coverage for extracurriculars.
pomi offers accident and health coverage for all kinds of after school activities. Is it easy? You betcha!
COOKING
KARATE
MUSIC
DANCE
RIDERS
GYMNASTICS
COVERAGE FEATURES
Accident Medical Expense • Accident Dental Expense • Accidental Death + Dismemberment • Paralysis • Catastrophic Cash
WHAT'S COVERED
- Sprains
- Burns
- Broken bones
- Fractures + Dislocations
- Concussions
WHO'S COVERED
- Participants
- Karate Kids
- Musicians
- Dancers
- Gymnasts
WHAT'S INCLUDED
- Hospital Stays
- Emergency Room Visits
- Diagnostics, Tests + Labs
- Crutches, Casts + Braces
WHERE COVERED
- Clubs
- After School Activities
- Events
- Games
- Travel to + from
BUSINESS OWNER IN NEED OF A BROKER?
WE CAN HELP GET YOU COVERED QUICKLY
Why you'll want pomi on your squad
Activities are important for kids but they aren’t accident proof. pomi can help make sure they don’t become an accidental disaster.
3.5K
injuries are caused by cooking fires every year
Almost 50K
children are injured annually in horseback riding
82%
of dancers have suffered at least one injury
2.8M
kids every year visit the ER because of an accidental fall
Let's talk numbers. Real claims, real savings.
If your organization only has a general liability policy, you may not be as covered as you think. Here’s a real claim from one of our insureds to help explain why A&H coverage is so valuable. It’s a winning combination.
The Situation
Don't get burned
Brooke is a 5th grader that loves her after school cooking class. One day, she forgot to use her oven mitt and burned her hand. Medical expenses totaled over $5,000. Even after her parent’s primary health insurance covered some, out of pocket costs were still over $3K.
WITHOUT POMI
Without pomi’s A&H coverage, the school could be on the hook for that $3K plus legal fees!
That’s a lot of cupcakes! And chances are, general liability coverage could increase too, costing even more money.
WITH POMI
Potential
POMI Benefits
OVER
$3K
With A&H coverage, the full amount was covered – all for a fraction of that $3K.
And, since the policy not only covered Brooke, but the rest of the cooking class; other potential accidents would be covered too. Now that’s a sweet deal!
The claims scenarios in this material are provided to illustrate possible exposures faced by your clients. The facts of any situation which may actually arise, and the terms, conditions, exclusions, and limitations in any policy in effect at that time, are unique. Thus, no representation is made that any specific insurance coverage applies to the above claims scenarios. The above client names were changed for privacy purposes.
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