Youth Sports Insurance FAQs

Individual accident insurance is a great solution to help your family in the event of a sports injury.  With rising healthcare costs, chances are your primary health insurance won’t cover all your medical bills. With pomi, our accident protection can help with the costs of those medical and dental bills so you pay less out of pocket.  

If you’re a parent of a child who plays organized sports, an individual accident policy from pomi is designed with you in mind.  It helps protect you and your wallet in the event your child is injured while playing an organized sport.  Our policy helps cover costs for things like doctor visits, exams, treatments and more related to the sports injury.  We’re called peace of mind insurance because our policy helps protect you and your wallet if an accident happens, so you can just focus on your child and their recovery.  

Currently our policies are for minors under the age of 18 only.  The policy holder must be their parent or legal guardian. Get started today. 

A pomi individual accident policy provides accident medical ($10,000 limit).  This would help cover medical expenses like doctor visits, physical therapy, tests and more for a covered injury.  The coverage also includes dental ($5,000 limit) to help cover dental expneses like X-rays and dental procedures for a covered injury.  Lastly, there is coverage for accidental death and dismemberment  ($5,000 limit) that would help cover costs if the covered injury results in loss of limb, paralysis or death.   As the policyholder (parent or legal guaridan) the policy also provides protection to you in case you are injured while watching your child play a covered activity (example, being hit by a foul ball during your child’s baseball game).

On average, a pomi policy costs around $25 for a season.  It’s meant to be reasonably priced protection for parents like you.  You can choose to cover your child for a tournament, a full season or up to 180 days.  It’s up to you.

Right now, our individual accident policy is available in the following states.  Florida, Texas, Arizona, Georgia, California, North Carolina, South Carolina, Tennessee, Maryland, Michigan, Delaware, Illinois, Ohio, Washington, Wisconsin, Missouri, Iowa, Kansas, Oregon, Utah, Maine, New Hampshire, Colorado, Alabama, Nebraska, Arkansas, Connecticut, Mississippi, Louisiana, Oklahoma, Idaho and Kentucky.

We are rapidly expanding across the US.  Sign up here to be notified when we arrive in your state. 

Right now our policies are for one child playing one organized sport but we are working to enhance this feature.  If your child plays more than one sport simply add another policy to cover their participation in the second sport.  There is no limit on the number of policies you can have per child. 

Right now our policies are for one child playing one organized sport but we are working to enhance this feature.  If you have more than one child simply add another policy to cover the second child.  There is no limit on the number of policies you can have with pomi. 

If you need to obtain a new copy of your policy, please go to the dashboard.  If you haven’t created a log in, you will need to do so first in order to gain access to your dashboard and policy documents.  If you need help, please email us at [email protected]

To cancel your policy, please fill out this form.  We will review your account and be back in touch with you to confirm your cancellation within a few business days.  

To update your policy, please fill out this form.  We will review your request and be back in touch with you to confirm your changes within a few days. 

Yes you can.  Choose the start and end date you’d like, answer a few questions and you’re done! Coverage must be between 7 days and 6 months.

Glad you asked!  pomi is an acronym for peace of mind insurance.  We are the Accident and Health division of Great American Insurance Company. Great American has a strong reputation in the insurance industry dating back 150 years and has an A.M. Best rating of “A+ (Superior).  Our corporate headquarters are located in Cincinnati, Ohio and our division offices are in Charlottesville, Virginia.  Rating affirmed December 15, 2023.