Don’t drop the ball.

Play it safe.

Play with pomi.

Youth Sports Hero
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Youth sports insurance

No matter the sport, make pomi your MVP
(Most Valuable Protection)

Insurance for youth sports teams can be a big help not only for the league but for the parents as well.  That’s why we provide both individual coverage options as well as group coverage.  Having this flexibility allows teams and parents to be better protected and helps alleviate potential headaches for coaches and league administrators. 

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Individual Insurance Options 

As a coach or league staff, you have enough on your plate.  So we’ve made it easy to share out our individual product offerings with your parents.  Get a customized team page where parents can sign up in minutes.  Our unique solutions help protect your players while eliminating work off your plate.  Other great benefits about our individual products and why you should share them with your parents: 

 

  • Teams can’t afford to provide refunds for a player’s missed playing time.  pomi provides an alternative (Season Saver) that helps parents without the team losing out on the registration fees.
  • Sports accidents happen.  Keep claims off your general liability or group accident policy (which end up costing the team more money) by educating parents on Player Protect coverage for sports injuries that can help pay for medical bills.
  • Build trust and loyalty with parents and players by offering valuable insurance solutions that can keep them better protected.  
  • Set a clear policy on injuries and illnesses and avoid uncomfortable conversations with parents about refunds or payments.
  • Gain competitive edge over other leagues.
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Get help paying bills from sports injuries. Up to $10K in medical. Up to $5K in dental.

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As Low as $25
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Get reimbursed your unused team registration fees if injury or illness strike. Up to $25K.

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As Low as $10

*Pricing based on several factors including policy length, sport and state among other factors depending on product selected. All coverages may not be available in all states.

Group Accident Coverage

Being a part of the youth sports world, you know how often injuries can happen.  Being prepared is key. For the team, if an injury happens, paying that claim on your general liability policy usually means an increase in your premium.  And not paying the claim, means dealing with upset parents now left on the hook to cover their player’s unexpected medical bills.  With a youth sports team group accident policy, coaches and league organizers have a solution in place when accidents happen.  It’s an added layer of protection that’s reasonably priced and can help ease the financial burden for not only the team but also parents of the injured player.  It’s a win-win.  

Please note: We do not offer general liability policies. Our coverage is for group accident only. 

Group Accident Coverage Features

Accident Medical Expense  •  Accident Dental Expense  •  Accidental Death + Dismemberment  •  Paralysis  •  Catastrophic Cash 

WHAT'S COVERED

  • Concussions
  • Broken Bones
  • Fractures + Dislocations
  • Sprains
  • Game Time + Practice Injuries

WHO'S COVERED

  • Athletes
  • Fans
  • Coaches
  • Volunteers
  • Participants

WHAT'S INCLUDED

  • Hospital Stays
  • Emergency Room Visits
  • Diagnostics, Tests + Labs
  • Crutches, Casts + Braces

WHERE COVERED

  • Practices
  • Games
  • Tournaments
  • Travel To + From
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Let's talk numbers. Real claims, real savings.

If your organization only has a general liability policy, you may not be as covered as you think. Here’s a real claim from one of our insureds to help explain how team accident and health coverage can be so valuable. 

The Situation

A real "ouch" from a sports injury

Darren is a teenage athlete who had a knee injury during a football game. The accident racked up 15 different medical bills TOTALING $75,000. His parents’ primary health insurance covered about half the cost, leaving an additional $31,400 to be paid.

Claims Youth Sport

WITHOUT POMI

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Without pomi, the organization could be on the hook for that $31,400 plus legal fees if the injured party files suit. After all, Darren's parents will want help paying all those expenses.

And chances are, your general liability coverage could increase too, costing even more money.

WITH POMI

Potential
POMI Benefits

OVER

$30K

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With pomi’s coverage, the full amount was covered – all for a fraction of those hefty medical bills.

For just a few hundred dollars (the average cost of accident and health insurance for a youth sports team) better protection would be in place. And, since the policy not only covered Darren but the entire team and coaches, other potential accidents would be covered too. That’s a real game-changer!

The claims scenarios in this material are provided to illustrate possible exposures faced by your clients.  The facts of any situation which may actually arise, and the terms, conditions, exclusions, and limitations in any policy in effect at that time, are unique.  Thus, no representation is made that any specific insurance coverage applies to the above claims scenarios. The above client names were changed for privacy purposes.

Football

soccer

youthsportspage_hockey

Hockey

Football

Baseball

Football

Softball

Football

Track & Field

Football

Football

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Basketball

Football

Swimming

Football

Gymnastics

Football

Cheer

Football

Volleyball

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Karate

Football

Riders

Football

Other Sports

Don’t see your sport?
Chances are we cover it!

Why you'll want pomi on your team

Make the smart play! With pomi accident & health, your team can have fun and stay focused on the win. Score!

62%

of organized sports related injuries occur during practice

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Almost 1/3

of all childhood injuries are sports related

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Over 3.5M

kids under 14 are treated for sports injuries each year

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300K

sports related concussions occur every year

More stats on yearly injuries by sport

BASKETBALL

Basketball

500K

Football

FOOTBALL

342K

BASKETBALL

SOCCER

220K

BASKETBALL

CHEER

23K

BASKETBALL

BASEBALL

200K

Check out our blog for more! Resources, guides & real life stories.

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