Don’t drop the ball.
Play it safe.
Play with pomi.
Youth sports insurance
No matter the sport, make pomi your MVP
(Most Valuable Protection)
Insurance for youth sports teams can be a big help not only for the league but for the parents as well. That’s why we provide both individual coverage options as well as group coverage. Having this flexibility allows teams and parents to be better protected and helps alleviate potential headaches for coaches and league administrators.
- Teams can’t afford to provide refunds for a player’s missed playing time. pomi provides an alternative (Season Saver) that helps parents without the team losing out on the registration fees.
- Sports accidents happen. Keep claims off your general liability or group accident policy (which end up costing the team more money) by educating parents on Player Protect coverage for sports injuries that can help pay for medical bills.
- Build trust and loyalty with parents and players by offering valuable insurance solutions that can keep them better protected.
- Set a clear policy on injuries and illnesses and avoid uncomfortable conversations with parents about refunds or payments.
- Gain competitive edge over other leagues.
Get help paying bills from sports injuries. Up to $10K in medical. Up to $5K in dental.
Get reimbursed your unused team registration fees if injury or illness strike. Up to $25K.
As Low as $10
*Pricing based on several factors including policy length, sport and state among other factors depending on product selected. All coverages may not be available in all states.
Group Accident Coverage for Teams and Leagues
Being a part of the youth sports world, you know how often injuries can happen. Being prepared is key. For the team, if an injury happens, paying that claim on your general liability policy usually means an increase in your premium. And not paying the claim, means dealing with upset parents now left on the hook to cover their player’s unexpected medical bills. With a youth sports team group accident policy, coaches and league organizers have a solution in place when accidents happen. It’s an added layer of protection that’s reasonably priced and can help ease the financial burden for not only the team but also parents of the injured player. It’s a win-win.
Please note: We do not offer general liability policies. Our coverage is for group accident only.
Group Accident Coverage Features
Accident Medical Expense • Accident Dental Expense • Accidental Death + Dismemberment • Paralysis • Catastrophic Cash
WHAT'S COVERED
- Concussions
- Broken Bones
- Fractures + Dislocations
- Sprains
- Game Time + Practice Injuries
WHO'S COVERED
- Athletes
- Fans
- Coaches
- Volunteers
- Participants
WHAT'S INCLUDED
- Hospital Stays
- Emergency Room Visits
- Diagnostics, Tests + Labs
- Crutches, Casts + Braces
WHERE COVERED
- Practices
- Games
- Tournaments
- Travel To + From
Let's talk numbers. Real claims, real savings.
If your organization only has a general liability policy, you may not be as covered as you think. Here’s a real claim from one of our insureds to help explain how team accident and health coverage can be so valuable.
The Situation
A real "ouch" from a sports injury
Darren is a teenage athlete who had a knee injury during a football game. The accident racked up 15 different medical bills TOTALING $75,000. His parents’ primary health insurance covered about half the cost, leaving an additional $31,400 to be paid.
WITHOUT POMI
Without pomi, the organization could be on the hook for that $31,400 plus legal fees if the injured party files suit. After all, Darren's parents will want help paying all those expenses.
And chances are, your general liability coverage could increase too, costing even more money.
WITH POMI
Potential
POMI Benefits
OVER
$30K
With pomi’s coverage, the full amount was covered – all for a fraction of those hefty medical bills.
For just a few hundred dollars (the average cost of accident and health insurance for a youth sports team) better protection would be in place. And, since the policy not only covered Darren but the entire team and coaches, other potential accidents would be covered too. That’s a real game-changer!
The claims scenarios in this material are provided to illustrate possible exposures faced by your clients. The facts of any situation which may actually arise, and the terms, conditions, exclusions, and limitations in any policy in effect at that time, are unique. Thus, no representation is made that any specific insurance coverage applies to the above claims scenarios. The above client names were changed for privacy purposes.
soccer
Hockey
Baseball
Softball
Track & Field
Football
Basketball
Swimming
Gymnastics
Cheer
Volleyball
Karate
Riders
Other Sports
Don’t see your sport?
Chances are we cover it!
Why you'll want pomi on your team
Make the smart play! With pomi accident & health, your team can have fun and stay focused on the win. Score!
62%
of organized sports related injuries occur during practice
Almost 1/3
of all childhood injuries are sports related
Over 3.5M
kids under 14 are treated for sports injuries each year
300K
sports related concussions occur every year
