Muscles should flex - not wallets.
Coverage that’s easy? No sweat
Pomi’s group accident and health insurance plans help cover health and fitness businesses so the focus stays on fitness.
Gym
YOGA
RACES
EVENTS
COVERAGE FEATURES
Accident Medical Expense • Accident Dental Expense • Accidental Death + Dismemberment • Paralysis • Catastrophic Cash
WHAT'S COVERED
- Weight Lifting Injuries
- Injuries from Faulty Equipment
- Slips, Trips, Falls
- Broken Bones
- Fractures + Dislocations
WHO'S COVERED
- Yogies
- Runners
- Weight Lifters
- Gym Rats
- Fitness Enthusiasts
- Volunteers
WHAT'S INCLUDED
- Hospital stays
- Emergency Room Visits
- Diagnostics, Tests + Labs
- Crutches, Casts + Braces
WHERE COVERED
- Gym
- Yoga Studio
- Fitness Classes
- Races
- Obstacle, Challenge Courses
BUSINESS OWNER IN NEED OF A BROKER?
WE CAN HELP GET YOU COVERED QUICKLY
Exercise your right to tip top coverage
When it comes to health and wellness, accidents can happen. pomi helps keep everything in good shape!
71.5M
consumers in the US health club industry
OVER 500K
people are treated yearly for exercise equipment injuries
1500
people are treated in the ER annually for gym injuries
50%
of runners are injured at least once a year
Let's talk numbers. Real claims, real savings.
If your organization only has a general liability policy, you may not be as covered as you think. Here’s a real claim from one of our insureds to help explain why A&H coverage is so valuable. It’s a winning combination.
The Situation
Rock and a Hard Place
Bradley’s a 40 year old man who injured his elbow falling off the climbing equipment at the gym. Medical expenses were over $6,000. His primary health insurance covered some, but out of pocket costs were still $3,000.
WITHOUT POMI
Without pomi’s A&H coverage, the gym could be on the hook for that $3,000 plus legal fees!
That’s a lot of dumbbells! And chances are, general liability coverage could increase too, costing even more money.
WITH POMI
Potential
POMI Benefits
OVER
$3K
With A&H coverage, the full amount was covered – all for a fraction of that $3,000.
since the policy not only covered Bradley, but all gym members, other potential accidents would be covered too. Rock on!
The claims scenarios in this material are provided to illustrate possible exposures faced by your clients. The facts of any situation which may actually arise, and the terms, conditions, exclusions, and limitations in any policy in effect at that time, are unique. Thus, no representation is made that any specific insurance coverage applies to the above claims scenarios. The above client names were changed for privacy purposes.
Check out our blog for more! Resources, guides & real life stories.
Your Guide to Yoga Studio Safety (And How To Prevent Similar Accidents)
There are over 100,000 yoga teachers in the US. But yoga teacher training is not where the lessons end. You also learn a lot of lessons when you teach in yoga studios. Although yoga teaching takes practice, you cannot afford trial and error...
Cover Up: The Ultimate Guide to Gym Insurance
Are you a gym owner that's looking to protect your business from any potential accidents? Do you fear that one day, your gym might experience a financial setback it can't recover from? If so, then you need to be proactive by investing in the...
7 Common Running Injuries That Organizations Should Know About
At least 50% of runners get injured at least once during a normal running year. That's one out of every two people. If you're planning on hosting a race or are an organization that deals with runners, you might want to be aware of the common...