K-12 Schools

Proper coverage is the smart choice.

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Too cool for school. pomi's got you covered from A to Z.

Pomi offers custom group accident insurance plans for K-12 to help avoid the school of hard knocks and be prepared for anything.

Charter

Private

Public

COVERAGE FEATURES

Accident Medical Expense • Accident Dental Expense • Accidental Death + Dismemberment • Paralysis • Catastrophic Cash

What's Covered

Slips, trips, falls
Cuts and contusions
Broken bones
Sprains
Fractures + dislocations
Burns

Who's Covered

Students
Volunteers
Chaperones

What's Included

Hospital Stays
Emergency Room Visits
Diagnostics, Tests + Labs
Crutches, Casts + Braces

Where Covered

Class time
Playground
After School
Travel to + from
Field trips
School sports
Clubs + activities

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pomi's A+coverage is top of the class

The same way no one likes a pop quiz, no one likes surprises on their insurance coverage. But pomi's peace of mind protection always makes the grade.

10-25%

of all childhood injuries occur at school

2.2M

of children under the age of 14 sustain school related injuries annually

$109B

spent annually on school related injuries to kids 0-14

$29B

spent annually on school bus related accidents every year

View Sources >>

Let's talk numbers. Real claims, real savings.

If your organization only has a general liability policy, you may not be as covered as you think. Here’s a real claim from one of our insureds to help explain why A&H coverage is so valuable. It’s a winning combination.

The Situation

cool school

Andy’s an eleven year old who got his hand caught in a door at school. Medical expenses were over $10,000. After his parents’ primary health insurance covered some, out of pocket costs were still $4,100.

Without POMI

Without pomi’s A&H coverage, you could be on the hook for that $4,100 plus legal fees!

Imagine how many school books you could buy with that! And chances are, your general liability coverage could increase too, costing you even more money.

With POMI

With A&H coverage, the full amount was covered – all for a fraction of that $4,100.

And, since the policy not only covered Andy but the rest of the school, other potential accidents would be covered too. Lesson learned!

Potential
POMI Benefits

OVER

^$7K

The claims scenarios in this material are provided to illustrate possible exposures faced by your clients. The facts of any situation which may actually arise, and the terms, conditions, exclusions, and limitations in any policy in effect at that time, are unique. Thus, no representation is made that any specific insurance coverage applies to the above claims scenarios. The above client names were changed for privacy purposes.