Sweat the playoffs. Not the team's insurance coverage.

Youth Sports Hero
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No matter the sport, make pomi your MVP
(Most Valuable Protection)

Most teams don’t even know where their coverage starts and ends. Or have coverage at all! We create customized group accident insurance solutions for group sponsored activities to help cover patient costs in the event of an accident.  

Football

soccer

youthsportspage_hockey

Hockey

Football

Baseball

Football

Softball

Football

Track & Field

Football

Football

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Basketball

Football

Swimming

Football

Gymnastics

Football

Cheer

Football

Volleyball

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Karate

Football

Riders

Football

Other Sports

Don’t see your sport?
Chances are we cover it!

COVERAGE FEATURES

Accident Medical Expense  •  Accident Dental Expense  •  Accidental Death + Dismemberment  •  Paralysis  •  Catastrophic Cash 

WHAT'S COVERED

  • Concussions
  • Broken Bones
  • Fractures + Dislocations
  • Sprains
  • Game Time + Practice Injuries

WHO'S COVERED

  • Athletes
  • Fans
  • Coaches
  • Volunteers
  • Participants

WHAT'S INCLUDED

  • Hospital Stays
  • Emergency Room Visits
  • Diagnostics, Tests + Labs
  • Crutches, Casts + Braces

WHERE COVERED

  • Practices
  • Games
  • Tournaments
  • Travel To + From

BUSINESS OWNER IN NEED OF A BROKER?
WE CAN HELP GET YOU COVERED QUICKLY

Why you'll want pomi on your team

Make the smart play! With pomi accident & health, your team can have fun and stay focused on the win. Score!

62%

of organized sports related injuries occur during practice

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Almost 1/3

of all childhood injuries are sports related

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Over 3.5M

kids under 14 are treated for sports injuries each year

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300K

sports related concussions occur every year

More stats on yearly injuries by sport

BASKETBALL

Basketball

500K

Football

FOOTBALL

342K

BASKETBALL

SOCCER

220K

BASKETBALL

CHEER

23K

BASKETBALL

BASEBALL

200K

Let's talk numbers. Real claims, real savings.

If your organization only has a general liability policy, you may not be as covered as you think. Here’s a real claim from one of our insureds to help explain why A&H coverage is so valuable. It’s a winning combination.

The Situation

A real "ouch" from a sports injury

Darren is a teenage athlete who had a knee injury during a football game. The accident racked up 15 different medical bills TOTALING $75,000. His parents’ primary health insurance covered about half the cost, leaving an additional $31,400 to be paid.

Claims Youth Sport

WITHOUT POMI

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Without pomi, the organization could be on the hook for that $31,400 plus legal fees if the injured party files suit. After all, Darren's parents will want help paying all those expenses.

And chances are, your general liability coverage could increase too, costing even more money.

WITH POMI

Potential
POMI Benefits

OVER

$30K

Pomi Image

With pomi’s A&H coverage, the full amount was covered – all for a fraction of those hefty medical bills.

For just a few hundred dollars (the average cost of A&H insurance for a youth sports team) there’d be no reason to worry. And, since the policy not only covered Darren but the entire team and coaches, other potential accidents would be covered too. That’s a real game-changer!

The claims scenarios in this material are provided to illustrate possible exposures faced by your clients.  The facts of any situation which may actually arise, and the terms, conditions, exclusions, and limitations in any policy in effect at that time, are unique.  Thus, no representation is made that any specific insurance coverage applies to the above claims scenarios. The above client names were changed for privacy purposes.

Check out our blog for more! Resources, guides & real life stories.