Proper coverage is the smart choice.

K-12 Hero
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Too cool for school. pomi’s got you covered from A to Z.

Pomi offers custom group accident insurance plans for K-12 to help avoid the school of hard knocks and be prepared for anything.

K12_CHARTER

CHARTER

K12_PRIVATE

PRIVATE

K12_PUBLIC

PUBLIC

COVERAGE FEATURES

Accident Medical Expense  •  Accident Dental Expense  •  Accidental Death + Dismemberment  •  Paralysis  •  Catastrophic Cash 

WHAT'S COVERED

  • Slips, trips, falls
  • Cuts and contusions
  • Broken bones
  • Sprains
  • Fractures + dislocations
  • Burns

WHO'S COVERED

  • Students
  • Volunteers
  • Chaperones

WHAT'S INCLUDED

  • Hospital Stays
  • Emergency Room Visits
  • Diagnostics, Tests + Labs
  • Crutches, Casts + Braces

WHERE COVERED

  • Class time
  • Playground
  • After School
  • Travel to + from
  • Field trips
  • School sports
  • Clubs + activities

BUSINESS OWNER IN NEED OF A BROKER?
WE CAN HELP GET YOU COVERED QUICKLY

pomi's A+coverage is top of the class

The same way no one likes a pop quiz, no one likes surprises on their insurance coverage. But pomi’s peace of mind protection always makes the grade.

10-25%

of all childhood injuries occur at school

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2.2 M

children under 14 are injured at school annually

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$109B

spent annually on school related injuries to kids 0-14

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$29B

spent annually on school bus related accidents every year

Let's talk numbers. Real claims, real savings.

If your organization only has a general liability policy, you may not be as covered as you think. Here’s a real claim from one of our insureds to help explain why A&H coverage is so valuable. It’s a winning combination.

The Situation

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Andy’s an eleven year old who got his hand caught in a door at school. Medical expenses were over $10,000. After his parents’ primary health insurance covered some, out of pocket costs were still $4,100.

Claims K12

WITHOUT POMI

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Without pomi’s A&H coverage, you could be on the hook for that $4,100 plus legal fees!

Imagine how many school books you could buy with that! And chances are, your general liability coverage could increase too, costing you even more money.

WITH POMI

Potential
POMI Benefits

OVER

$7K

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With A&H coverage, the full amount was covered – all for a fraction of that $4,100.

And, since the policy not only covered Andy but the rest of the school, other potential accidents would be covered too. Lesson learned!

The claims scenarios in this material are provided to illustrate possible exposures faced by your clients.  The facts of any situation which may actually arise, and the terms, conditions, exclusions, and limitations in any policy in effect at that time, are unique.  Thus, no representation is made that any specific insurance coverage applies to the above claims scenarios. The above client names were changed for privacy purposes.

Check out our blog for more! Resources, guides & real life stories.

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